With 30+ years of serving the needs of Realtors, home buyers and existing home owners for refinancing - Toby Lynn is a Branch Manager for The Mortgage Firm. She is referred to as the "Mortgage Loan Goddess" by her Realtors because they rely on her for Happy, Smooth and On Time mortgage Closings. Toby understands the changes and all aspects of the mortgage industry that matter most to Realtors and Borrowers. She is a Certified Mortgage Advisor and Certified Veterans Lending Specialist. Specialties: Residential Mortgage Lending for a Purchase or Refinance on a Primary, Second Home or Investment Property, and Reverse Mortgages Company NMLS 189223 NMLS 157539 FL 25403/GA 18770